Portfolio
Protection

Discover the Difference

Leave nothing to chance

Uninsured Collateral? Not on our watch. In case your member doesn’t have physical damage coverage in
place, Collateral Protection Insurance (CPI) and Lender’s Single Interest (LSI) protects your institution against
financial loss from damage to or loss of property (your collateral) on which loans are made.

Why CPI/VSI from Frost?

  • Choice
    Personalize the right program type and options for your institution and members
  • Efficiency
    Fully automated systems ensure timely placement, claims processing, and cancellations
  • Simplicity
    Add and remove insurance in a flash, design the system that works best for your organization
  • Service
    Add and remove insurance in a flash, design the system that works best for your organization
  • Compliance
    Our systems are designed to be fully compliant with both state and federal regulations,
    sending the correct notices at the correct times

Collateral Protection Insurance (CPI)

Targeted protection to cover physical damage which is
only applied to loans where members have no insurance
in place. May cover both your institution and member.
Available in traditional and hybrid (monthly) forms.

Lender’s Single Interest (LSI)

Also known as Vendor’s Single Interest (VSI)

Blanket protection applied to all loans in a certain class.
Coverage is only applied to your institution and will
cover up to the outstanding balance of the loan.