Guaranteed Asset Protection
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Why Frost GAP?
Experience
Early GAP innovator (And we never stopped!)
Serving hundreds of Financial Institutions
Service
Easy, quick claim turnaround (Average <2 days)
High-tech meets old-fashioned service
Income
Approve greater loan volume
Simplified offering means higher penetration
Technology
VisualGAP: The original since 1999
Sales & service in one integrated platform
By the Numbers
LTV Limit
0
%
Skip-a-Payments Covered
0
Late Payments Covered
0
Frost GAP averages
Per GAP Claim*
$
0
more
Your Gold Standard for GAP Coverage
Since program inception
$
0
+ in claims paid
In claims paid since program inception
$
0
+
*Based on Frost paid claims above 125% LTV
Gold Standard Benefits
Leave the basics to everyone else. Frost gives your institution more. Enjoy “above and beyond” GAP benefits, including:
- 150% LTV
- Prior Debt
- 5 Skip-a-Pays
- 2 Late payments
Those aren’t upgrades. They’re standard. Helping you minimize shortage risk while maximizing loan opportunities.
Gold Standard Service
What you expect from the leader…and more.
- Simplicity in staff operation (ongoing training included)
- Vendor selection for institution. Choice: It’s a good thing.
- Phone calls answered in 2 rings or less
- Explainer videos for borrowers (see below!)
Make Offering Easy: Video Explainers Show Value
Value-Added Services
- GAP Plus
- Auto Deductible Reimbursement (ADR)
- Equity Protection (TotalRestart) Coverage
- J.D. Power Values
- Monroney Labels (original window sticker)
Frost GAP Is Giving Back!
Borrower Story
“A young member was thrilled to make his first vehicle purchase. Our credit union helped him secure financing, unfortunately, only two months later, his truck was totaled in a crash. The member faced an $11,000 outstanding balance on a vehicle that he no longer owned, with few or no options. Fortunately, he had purchased Frost GAP, which helped relieve the debt. He’s now back in the driver’s seat of a new truck!”
Karin B
VP Credit Services, Allegius CU
